Massachusetts Insurance

Reader’s Question:

I moved to a few months ago to Brockton. My car is registered and insured in Georgia I was advised by friends to get a Massachusetts license and transfer my auto insurance here, and I’m in the process of doing just that. I want to know what are the insurance requirements to help me with my Massachusetts auto insurance quotes?

Jack

Brockton, MA

Jack, the basic coverage for the state of Massachusetts includes Bodily Injury Liability from $20 thousand up to $40 thousand; Property Damage Liability with a limit of $5 thousand, while the Uninsured Motorist Bodily Injury has limits between $20 and $40 thousand, and lastly, Personal Injury Protection of $8 thousand.

The state of Massachusetts has one of the most expensive average auto insurance in the country. Though there is a decreasing trend from 2005 to 2006, the amount is still considerable when compared to Georgia. So, some saving tips: You might want to look out for discounts. You could get insurance discounts from changing auto insurance companies from Georgia to Massachusetts; I would suggest getting in touch with your current provider regarding the move. You might qualify for some discounts, so be aware of statistics. The type of car you are driving would matter. If you are driving a regular inexpensive passenger vehicle, then you can save, but if the type of car you are driving has a high theft rate, you might be paying more. Brockton in 2005 registered 738 auto thefts, so the type of car you would be driving, the model and the brand, where you park your car at night or you garage address, would all be taken into consideration. So, it would be best if invested in anti-theft devices.