Massachusetts Insurance

Reader’s Question:

Insurance for young drivers in Massachusetts is certainly hard to find in my state. I’ve tried my local shopping mall, looked on the internet but they are all so expensive. I’m 19, and I drive an old Ford that my dad gave me.

Richard,

Boston, Massachusetts

Hi Richard,

Unfortunately, your age, and being a man counts against you when it comes to insurance for young drivers in Massachusetts. Many drivers from Massachusetts find insurance for young drivers expensive to say the least. However, there may be a few avenues you could explore.

Firstly, you say your dad gave you the car. If you still live at home and your dad also drives it may be cheaper for him to own the car and get the insurance quote with you named as an insured driver. This sometimes helps. But make sure this is actually the true situation because misleading to insurance for young drivers in Massachusetts companies leads to all kinds of problems.

Secondly, decide what level of to insurance for young drivers in Massachusetts you require. Whilst you will want to ensure you have adequate liability insurance you might not need to over the ‘old Ford’ that may not cost much to replace or repair if it was damaged or destroyed by fire or stolen.

Thirdly, review your annual mileage estimate and try to minimize this. Furthermore, consider taking additional driver training to help you avoid trouble on the roads.